While it is generally not too advantageous for a regular student to have credit cards, it may have some perks like establishing a clean credit score. This will be so provided you will be diligent with your responsibilities with the credit card. If you are a student, you are best off with a no fee credit card because it means less spending for you. In addition you can also avail of a 0 apr credit card to get you a credit card without the annoying surcharges. Now you do not have to be a full-time worker to get a credit card.

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